MEMBERS FINANCIAL FEDERAL CREDIT UNION PRIVACY POLICY

FACTS WHAT DOES MEMBERS FINANCIAL FEDERAL CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. FederaU law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What? The types of personal information We collect and share depend on the product or service You have with Us. This Information can include:
  • Social Security number and account balances
  • Credit history and employment information
  • Income and payment history

When you are no longer our member, we continue to share your information as described in this notice.
How All financial companies need to share customefs personal Information to run their everyday business. In lhe section below, We list the reasons financial companies can share their custome(s personal Information, the reasons Members Financial Federal Credit Unlon chooses to share: and whether You can limit this sharing.
Reasons we can share your personal information Does the Credit Union share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We don't share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We don't share
For Our affiliates to market to You No We don't share
For non-affiliates to market to you No We don't share
Questions? Call (800) 869-0961 or go to www.membersffcu.org
What we do
How does Members Financial Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Members Financial Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or apply for a loan
  • show Your driver's license or give Us Your wage statements
  • give Us Your contact information
We also collect Your personal Information from other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Members Financial Federal Credit Union has no affiliates.
Non-Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Members Financial Federal Credit Union does not share with our non-affiliates so they can market to you.
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners Include Insurance companies.